Ora
PRE-QUALIFICATION
Configurable solution for customer acquisition through massive processing of pre-existing databases.
Database Upload
Business rule management
Database analysis
Database reports
Platform modules
Explore the modular platform that can be configured to best suit the needs for your lending operations.
Cloud based
Omnichannel
White label
Nova
ORIGINATION
Customer onboarding and loan application process, that can be configured based on strategy and sales channel.
Self-serve and direct sale application
Geo-reference (GEOJSON)
OCR and electronic signature
Captura de firma electrónica
Umbra
KYC
Know Your Customer solution that verifies and validates the customer's identity using multiple processes.
User authentication
Multifactor authentication (OOB)
ID verification
Biometric validation
Fera
ELECTRONIC FILE
Module that creates a digital profile of the customer by capturing the complete record of the sales and administration process.
Customer profile
Electronic file
Document generation
Process visualization
Atria
CONNECTION TO THIRD PARTIES
Connections to external parties based on each client's needs and regulatory requirements.
Connection to regulatory bureaus
Connection to external bureaus
Connection to internal bureaus and blacklists
Connection to the client's core
Additional connections
Astra
BUSINESS INTELLIGENCE
Decision-making tools that utilize AI, ML and Big Data to determine strategies for portfolio management, sales strategy and collections.
Data Warehouse
Sales strategy
Portfolio administration
Collections strategy
Spectra
REPORTING
Generation of reports and dynamic dashboards configured to the operational needs of each business. 
Standard report generation
Standard dashboard generation
Dynamic reports
Dynamic dashboards
Heat-map generation
Orbita
USER MANAGEMENT
Administrative tools to create and manage users, profiles, roles, permissions and settings based on organizational structure.
Profile creation
Permission settings
User creation and management
Nebula
BUSINESS RULE
ADMINISTRATION
Solution for the configuration of rules based on risk appetite and client profiles.
Configure rules
Parameterize variables
Manage rules
Gaia
CREDIT ANALYSIS
Multi-score models that evaluate and properly identifies the risk profile of each customer using ML & AI models based on traditional and alternative data.
Business rules
Risk evaluation models - Loan application and alternative data
Alternative data model
Score-card generation