Ora

PRE-QUALIFICATION

Configurable solution for customer acquisition through massive processing of pre-existing databases. 

Database Upload  

Business rule management 

Database analysis 

Database reports

Platform modules

Explore the modular platform that can be configured to best suit the needs for your lending operations. 

Cloud based

Omnichannel

White label

Nova

ORIGINATION

Customer onboarding and loan application process, that can be configured based on strategy and sales channel. 

Self-serve and direct sale application  

Geo-reference (GEOJSON) 

OCR  and electronic signature

Captura de firma electrónica

Umbra

KYC

Know Your Customer solution that verifies and validates the customer's identity using multiple processes. 

User authentication 

Multifactor authentication (OOB) 

ID verification 

Biometric validation 

Fera

ELECTRONIC FILE

Module that creates a digital profile of the customer by capturing the complete record of the sales and administration process. 

Customer profile 

Electronic file 

Document generation 

Process visualization 

Atria

CONNECTION TO THIRD PARTIES

Connections to external parties based on each client's needs and regulatory requirements. 

Connection to regulatory bureaus 

Connection to external bureaus 

Connection to internal bureaus and blacklists  

Connection to the client's core  

Additional connections

Astra

BUSINESS INTELLIGENCE

Decision-making tools that utilize AI, ML and Big Data to determine strategies for portfolio management, sales strategy and collections.  

Data Warehouse 

Sales strategy 

Portfolio administration

Collections strategy

Spectra

REPORTING

Generation of reports and dynamic dashboards configured to the operational needs of each business.   

Standard report generation 

Standard dashboard generation 

Dynamic reports  

Dynamic dashboards  

Heat-map generation 

Orbita

USER MANAGEMENT

Administrative tools to create and manage users, profiles, roles, permissions and settings based on organizational structure.

Profile creation 

Permission settings 

User creation and management 

Nebula

BUSINESS RULE

ADMINISTRATION

Solution for the configuration of rules based on risk appetite and client profiles.   

Configure rules 

Parameterize variables 

Manage rules 

 
 
 
 
 
 
 
 
 
 

Gaia

CREDIT ANALYSIS

Multi-score models that evaluate and properly identifies the risk profile of each customer using ML & AI models based on traditional and alternative data. 

Business rules  

Risk evaluation models - Loan application and alternative data 

Alternative data model  

Score-card generation

Contact us:

Vía 4 1-00 zona 4 Edificio Tec 2 Oficina 702,

Guatemala City, Guatemala